To get started on your mortgage pre-approval, please gather the following documents. These help us assess your financial situation and determine how much you qualify to borrow.
Proof of Income
Last 30 days of pay stubs
Most recent 2 years of W-2 forms
If self-employed:
2 years of full personal and business tax returns
Year-to-date profit and loss statement
Proof of Assets
Most recent 2 months of bank statements (all pages)
Retirement or investment account statements (401(k), IRA, brokerage accounts, etc.)
Documentation of any large deposits (source and explanation)
Credit and ID
Consent to pull your credit (I'll send a secure form)
Valid photo ID (driver’s license or passport)
Social Security number
Debts and other info
List of monthly debt payments (loans, credit cards, etc.)
Divorce decree or child support docs (if applicable)
Immigration documents (if not a U.S. citizen)
