Mortgage Pre-Approval Checklist

Proof of Income

• Last 30 days of pay stubs

• Most recent 2 years of W-2 forms

• If self-employed:

  • 2 years of full personal and business tax returns

  • Year-to-date profit and loss statement

Proof of Assets

• Most recent 2 months of bank statements (all pages)

• Retirement or investment account statements (401(k), IRA, brokerage accounts, etc.)

• Documentation of any large deposits (source and explanation)

Credit and ID

• Consent to pull your credit (I'll send a secure form)

• Valid photo ID (driver’s license or passport)

• Social Security number

Debts and other info

• List of monthly debt payments (loans, credit cards, etc.)

• Divorce decree or child support docs (if applicable)

• Immigration documents (if not a U.S. citizen)